Most Philadelphia drivers may not realize that the choices they make when they purchase car or truck insurance may some day impact the outcome if they are involved in a personal injury car accident or truck accident. When purchasing insurance, Philadelphia drivers must choose between Full Tort or Limited Tort insurance. In case of a car accident, limited tort insurance forces the car owner to assume the burden of recovering funds to pay for pain and suffering endured when a serious personal injury is sustained. Full tort insurance places that burden on the insurance company in exchange for higher insurance fees.
In order to recover funds for pain and suffering, the victim of a Philadelphia car accident or truck accident or their family must show that the personal injury suffered was severe enough to cause serious impairment of body function, permanent disfigurement or death. If you suffer serious injury in a car or truck accident, it is advisable to seek the advice of an expert Philadelphia personal injury attorney with experience in handling full tort and limited tort auto accident claims.
Generally, muscle strains and other injuries that may cause pain or problems for several months but do not result in lifelong chronic issues are insufficient to obtain pain and suffering compensation; however, there are exceptions. Obtain the appropriate diagnostic tests that confirm your injuries may be crucial to your case. An experienced Philadelphia personal injury lawyer can advise you on medical tests that can support your claim and other necessary measures that you should take.
When Philadelphia auto owners choose full tort insurance, their ability to recover for pain and suffering is not limited, even for minor injuries. Either tort option allows injured parties to recover for economic loss, including lost wages, property damage and excess medical bills. If you have been in a car or truck accident, consult a Philadelphia personal injury attorney for a free case evaluation.
